Terms of Service

NoCose Terms of Service Effective Date: May 20, 2026 Taro Labs (hereinafter "Company") provides the NoCose service (hereinafter "Service"). The purpose of this Agreement is to define the rights, obligations, and responsibilities between the Company and the User. 1. Definitions - "User" means all members who agree to these Terms and use the Service. - "Service" means all services provided by the Company that convert recorded lecture audio into text and automatically generate AI-based study notes. - "Content" means all data including voice recordings uploaded by the User, text conversion results, AI-generated study notes, memos, and any other materials created through the Service. - "Paid Service" means paid subscription plans such as Pro plan and semester tickets. - "Free Service" means all or part of the services provided free of charge. 2. Effect and Modification of Terms 2.1 These Terms take effect when the User agrees to them. 2.2 The Company may modify these Terms if necessary. Modified Terms will be announced through the Service or by email at least 7 days before the effective date. However, if the modification is disadvantageous to the User, it will be announced at least 30 days in advance. 2.3 If the User continues to use the Service after the effective date of the modified Terms, the User is deemed to have agreed to the modified Terms. If the User does not agree, they must stop using the Service. 2.4 The Company may establish separate terms, operation policies, or guidelines for individual services. In case of conflict, the separate policies take precedence. 3. Formation of Use Agreement 3.1 The use agreement is formed when the User completes the membership application after agreeing to these Terms and the Company approves it. 3.2 The Company may refuse or withhold approval for membership applications in the following cases and is not obligated to explain the reason: - Use of a false name or another person's name - Provision of false information or failure to provide required information - Lack of service facilities or technical issues - Other cases where the Company reasonably deems the application inappropriate 4. Provision and Modification of Service 4.1 The Service is provided within the scope determined by the Company. The Company may change, suspend, or terminate all or part of the Service for operational or technical reasons without liability for any resulting disadvantages to the User. 4.2 The Company shall not be liable for any damages caused by regular maintenance, equipment failure, communication disruption, natural disasters, or other force majeure events. 4.3 If the Service cannot be provided due to business transfer, abandonment, merger, or split, the Company will notify Users via the Service notice and will not provide individual compensation. 4.4 Service features and UI may be updated without prior notice. 5. Paid Services and Credits 5.1 Payment methods and fees are as specified in the Service. In principle, paid amounts are non-refundable. Refunds may be considered only in cases where withdrawal of subscription is permitted under the Act on Consumer Protection in Electronic Commerce. 5.2 Fees will not be refunded even if the User does not use the Paid Service during the subscription period. 5.3 The Company may restrict or suspend Paid Service without prior notice and without refund in the following cases: - Unauthorized use of another person's account or fraudulent use - Serious violation of laws or these Terms - Failure to pay fees without justifiable reason 6. Rights to User Content and License Grant 6.1 All rights and intellectual property rights to Content (recordings, transcribed text, AI notes, edits, memos, etc.) uploaded or generated by the User do not belong to the User. The User grants the Company a perpetual, worldwide, non-exclusive, transferable, sublicensable, and unlimited license to all such Content. 6.2 The Company may freely use the Content for any purpose, including reproduction, distribution, modification, creation of derivative works, AI model training, research, statistics, marketing, advertising, and commercial purposes. The User may not raise any objection or claim compensation. 6.3 The User guarantees that their Content does not infringe on third-party copyrights, portrait rights, or privacy rights. The User shall resolve any disputes at their own expense and indemnify the Company. 6.4 The Company may modify, delete, or make private any Content deemed inappropriate without the User's consent and assumes no liability for resulting disadvantages. 7. Company's Intellectual Property All intellectual property rights related to the Service, including software, UI/UX, algorithms, AI models, training data, text conversion engines, brands, and trademarks, belong exclusively to the Company. AI-generated study notes may only be used by the User for personal study purposes and may not be used commercially or shared with third parties. 8. User's Obligations 8.1 The User must comply with all applicable laws and these Terms when using the Service. 8.2 The User bears all legal responsibility for recording lectures. The User must obtain the instructor's prior consent before recording. The Company does not guarantee the legality of recordings and assumes no liability for any civil or criminal issues arising from unauthorized recording. 8.3 The User shall not engage in the following acts: - Impersonating or using another person's account - Using the Service for illegal activities - Reverse engineering, copying, hacking, modifying, or distributing viruses - Imposing excessive load on the Company's servers - Infringing on the Company's or third parties' intellectual property rights 8.4 If the Company incurs damages due to the User's violation of these obligations, the User must compensate for all such damages. 9. Restriction and Termination of Service 9.1 The Company may temporarily or permanently restrict the User's access or terminate the agreement without prior notice if the User: - Violates prohibited acts in these Terms - Violates applicable laws - Interferes with the Company's service operation - Is deemed inappropriate by the Company's reasonable judgment 9.2 The Company may convert the account to dormant status or delete Content after notice if the User has not accessed the Service for 1 year or longer. 9.3 Paid fees are not refunded upon termination. 9.4 Even after termination or voluntary withdrawal, the Company may continue to retain and use data generated during service use in accordance with Section 6 and the Privacy Policy. 10. Disclaimer of Warranties and Liability 10.1 The Service is provided "AS IS" without any express or implied warranties, including but not limited to: - Fitness for a particular purpose - Uninterrupted or error-free operation - Accuracy of AI-generated notes - Permanent preservation of data 10.2 The Company is not liable for damages caused by: - Force majeure (natural disasters, war, riots, government regulations, communication failures, etc.) - User's negligence, fault, or violation of Terms - Disputes between Users or with third parties - Indirect or consequential damages (loss of learning opportunity, exam failure, grade loss, etc.) - Errors or inaccuracies in AI-generated content - Legal disputes related to lecture recording 10.3 The Company's liability is limited to the amount paid by the User in the most recent 1 month, unless otherwise required by law. Free Service users may not claim any damages. 10.4 The Company has no control over and does not guarantee the reliability or legality of third-party content or links posted in the Service. 11. Disclaimer for Data Loss The Company makes reasonable efforts to protect User data but assumes no liability for loss, alteration, or damage due to technical defects, system failures, or force majeure. The User is responsible for separately backing up important Content. 12. Legal Responsibility for Recording The User must comply with the Copyright Act, Personal Information Protection Act, Protection of Communications Secrets Act, and other relevant laws when recording lectures. The Company does not monitor or determine the legality of recordings. All legal responsibility for illegal recording lies solely with the User. The Company assumes no liability for any resulting damages. 13. Personal Information Processing The Company collects, uses, and provides personal information in accordance with the Privacy Policy. By agreeing to these Terms, the User is deemed to have agreed to the Privacy Policy. 14. Governing Law and Jurisdiction 14.1 Any disputes arising from these Terms shall be subject to the court having jurisdiction over the Company's headquarters as the court of first instance. 14.2 These Terms shall be governed by the laws of the Republic of Korea. 14.3 If any provision is held invalid, the remaining provisions shall remain in effect.